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Infrastructure Economics · Decision Tool

Cloud vs. On-Premises:
The Financial Decision Calculator

Load a scenario or adjust any input — NPV, crossover year, and verdict recalculate instantly.

Scenarios → Adjust any input below
⬛ Workload
$/yr
%/yr
☁ Cloud (OpEx)
%/yr
$/yr
$
▪ On-Premises (CapEx)
$
$
$
%
$/yr
$/yr
$
FTE
$/yr
⬛ Financial
%
%
⚙ Assumptions (Advanced)
%/yr
%
%
%
Strategic Verdict
—
Load a scenario or adjust inputs.
Cloud 8-yr NPV
—
present value of all costs
On-Prem 8-yr NPV
—
net of depreciation tax shield
NPV Advantage
—
lower NPV wins
NPV Cost Comparison — Proportional Scale (lower = better)
☁ Cloud total NPV —
▪ On-Premises total NPV —
Cloud Cumulative
—
total spend
On-Prem Cumulative
—
total spend
Crossover Year
—
on-prem cumulative < cloud
Year 0 Delta
—
cloud − on-prem cash out
Cost Component Yr 0 Yr 1 Yr 3 Yr 5 Yr 7
Nandeep Nagarkar · SVAG Labs · Infrastructure Economics Series
Straight-line depreciation (parametrized), compound growth, after-tax NPV with salvage. Validate with vendor quotes before board presentation.